Swimming Pool Financing Options
Financing Options for Pools in Maryland and Delaware
Investing in a custom pool gives you the lifestyle upgrade you deserve. Explore flexible pool financing solutions that make it easier to build the backyard retreat you envision in Maryland and Delaware.
Pool Financing Options to Consider
Every homeowner’s financial picture is different. Depending on your goals and timeline, one of these swimming pool financing options may fit:
- Personal loans: Often unsecured and fast to fund. Ideal for homeowners who want a streamlined approval process without tapping into home equity.
- Home improvement loans: Specifically designed for renovation projects, including inground pool financing, with structured repayment terms.
- Home equity loans or HELOCs: Secured by your home’s equity and may offer lower interest rates. Often chosen for larger, fully customized pool builds.
- Unsecured vs. secured financing: Unsecured loans typically require strong credit but don’t use your home as collateral. Secured options may offer reasonable rates but are tied to property value.
We are happy to direct you to our trusted partners to discuss which direction may align best with your investment goals.
Our Swimming Pool Financing Partners
For homeowners who prefer dedicated lender programs, Coastal Pools works with established national financing providers that specialize in home improvement and pool projects, including LightStream, Viking Capital, Lyon Financial, and HFS Financing.
You may apply directly with any of these lenders using the links provided on this page.
PowerPay is a digital lending platform designed to provide instant approvals for pool and home improvement projects. They offer unsecured loans up to $100,000 with low, fixed rates and flexible terms up to 15 years. With no hidden contractor fees, no prepayment penalties, and a simple application process that requires no income documentation for most, PowerPay helps you turn your backyard dreams into affordable monthly payments.
LightStream is the nation’s premier online consumer lender, offering low-interest, fixed-rate loans from $5,000 to $100,000 for pool projects and more. As part of Truist, they provide a fast, easy process, with competitive rates.
HFS is focused on helping customers secure loan approval and funding quickly. Known for a hassle-free process and competitive rates, HFS provides straightforward financing solutions designed specifically for home improvement projects like custom pools.
Viking Capital has been operating since 1999, working with contractors nationwide to pair homeowners with flexible financing options. Their experience helps connect clients with loan solutions aligned with their project scope and timeline.
Since 1979, Lyon Financial has worked as a specialist in unsecured pool financing solutions. Unlike many banks and credit unions, their expertise is dedicated exclusively to swimming pools, offering tailored loan programs designed to help bring backyard visions to life.
When to Secure Pool Financing: A Simple Step-By-Step
If you’re planning to build this season in Maryland or Delaware, timing matters. Here’s a simplified roadmap:
- Schedule your design consultation: Meet with our team to outline scope, features, and estimated investment.
- Receive your proposal: You’ll have a detailed design and cost range to guide your financing decision.
- Apply for financing: Most lenders provide decisions quickly, often within days.
- Finalize scope and loan amount: If project details evolve, many lenders allow adjustments before funding.
- Schedule construction: Once financing is secured, we reserve your build timeline.
You do not need financing approval before your first meeting, but starting early helps ensure your pool is completed on schedule.
Award-Winning Custom Pool Builder
Financing is simply the pathway. The destination is a resort-style outdoor living experience crafted with precision and artistry. Explore our recent projects or learn more about our custom pool design process to see how we transform properties across Maryland and Delaware.
Ready to explore pool financing and begin designing your custom pool? Request a consultation with Coastal Pools to discuss your vision, timeline, and financing options.
